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One of the advantages of this debt relief program is that you don’t need perfect credit.
In fact your credit score doesn’t matter at all, everyone is accepted.
As we process your loan application, we’ll email you with any additional information you need to provide.
You can track the progress on your loan application through our Verification Stage system which indicates how far along we are verifying the information you submitted.
Get low fixed rates without any of the hidden fees and red tape associated with other types of loans. And of course, we always keep your personal loan information secure and anonymous. Your monthly loan payments are fixed and, if you choose, will be automatically deducted from your bank account.
There are no hidden fees or prepayment penalties, and your loan’s interest rate will never change.
Looking for a loan to consolidate debt, start a small business, or remodel your kitchen, but find you lack the property or other collateral that some banks might require for such loans?
Good news: All loans through Prosper are unsecured.
We connect people looking to borrow money with investors.A debt management plan, or DMP, is offered by credit card debt consolidation companies. What happens in a DMP is your cards will all be closed.The company you choose to work with will negotiate your interest rate down and set up a repayment plan. You will pay one fixed monthly payment to the consolidation company that is then dispersed to your creditors, minus their fees.Debt consolidation loans for bad credit are either not possible, or come with high interest rates.You should know all of your options before doing anything.
If you have low average to bad credit (below 660 credit score) you may still qualify for a debt consolidation loan but the interest rate will be high.